The Central Bank of Egypt announced that the financial inclusion rate in Egypt has risen to 76.3% of the adult population (15 years and older), totaling 70.5 million people, by June 2025. A total of 53.8 million citizens actively use financial accounts enabling them to conduct transactions through banks, the Egyptian Post, mobile wallets, or prepaid cards.

The indicators also showed an increase in financial inclusion among women, reaching 70% in June 2025 compared to 68.8% in December 2024. This progress is part of the Central Bank’s efforts, in cooperation with relevant ministries and authorities, to economically empower women by expanding their access to financial services.

Financial inclusion among youth also showed continuous growth, rising to 54.4% in June 2025 from 53.1% in December 2024. This was supported by the Central Bank’s measures allowing bank accounts to be opened starting at age 15.

Overall, the financial inclusion growth rate reached 214% from 2016 to June 2025, reflecting increased citizen access to financial services.

The Central Bank’s 2022-2025 financial inclusion strategy relies on precise scientific methods to measure inclusion rates nationwide, considering availability, usage, and quality of financial services. The strategy focuses on diversifying financial products and services (banking and non-banking) to meet the needs of various customer segments, as well as creating a legislative and regulatory environment to ensure all societal groups are included in the formal financial system.