The construction sector ranked second with facilities amounting to 22.0%, approximately JD 7.8 million for the month of July.

According to the bulletin issued by the Jordanian Banks Association, the volume of facilities granted by banks to other sectors reached 24.3%, amounting to JD 8.6 million by the end of July.

The transportation and public utilities sector came third with a percentage of 17.9%, amounting to JD 6.3 million.

The volume of facilities granted to the general trade sector reached 16.5%, about JD 5.8 million, followed by the industrial sector at 11.3%, approximately JD 4.0 million for the same period.

The volume of facilities granted to the financial services sector was 2.4%, about JD 863 thousand, followed by the tourism, hotels, and restaurants sector at 1.8%, approximately JD 651 thousand until the end of July.

The total credit facilities provided by banks operating in the Kingdom until the end of July reached about JD 35.5 billion, with a growth rate of 2.2% compared to 2024.

According to the bulletin, the total deposits at banks operating in the Kingdom until the end of July reached about JD 48.3 billion, with a growth rate of 3.5% compared to last year.

The total credit facilities granted by operating banks to the GDP reached about 93.9%, and total bank assets to GDP reached 189.0% until the end of July.

The total assets of banks operating in the Kingdom until the end of July reached about JD 71.6 billion, with a growth rate of 2.5% compared to the end of last year.

According to the bulletin, the capital adequacy ratio of banks operating in Jordan last year rose to 18% compared to 17.9% in 2023.

The bulletin stated that the capital adequacy ratio of banks operating in the Kingdom is higher than the Central Bank’s specified ratio of 12% and Basel Committee’s 10.5%.

According to the bulletin, the legal liquidity ratio also rose last year to about 144.7% compared to 142.5% in 2023, with liquidity considered high and above the Central Bank’s specified ratio of 100%.

The non-performing loans ratio for banks in 2024 reached about 5.6% compared to 5.1% the previous year, considered low and within safe global levels. The coverage ratio for non-performing loans in 2024 was 74.5% compared to 75.6% the previous year. The total credit facilities until the end of May of the current year reached about JD 35.3 billion, an increase of 1.6%.